In this section, you will find information on the University Student Health Insurance Plan (U-SHIP), which is available to University of Chicago students for the current academic year. The Patient Protection Affordable Care Act (ACA) includes requirements for student health insurance plans. U-SHIP is in compliance with ACA requirements. You will also find information here about how to waive your enrollment in U-SHIP coverage, how to determine comparability of coverage if you plan to travel during the year for other insurance plans, and other pertinent insurance information.
The University requires all registered students to carry adequate health insurance to cover, among other costs, hospitalization and outpatient diagnostic and surgical procedures. Additionally, if you reside in Chicago during the academic year, your insurance must cover medical care provided in the Chicago area for both emergency and non-emergency medical situations.
In keeping with this requirement, each year all insurance eligible students are automatically enrolled in the University Student Health Insurance Plan (U-SHIP). If you wish to waive out of U-SHIP coverage you must provide proof of alternate comparable coverage before the enrollment/waiver deadline. Those of you who do not waive the insurance by the deadline will remain enrolled in U-SHIP for the entire academic year, and will be responsible for the annual premium.
Detailed information about the U-SHIP plan can be found at: https://studenthealth.uchicago.edu/page/university-student-health-insurance-plan-u-ship-2013-2014