Student Health Insurance

This portion of the website provides information about the University Health Insurance Plan (U-SHIP) and University requirements for health insurance. Find links to:

What You Need to Know

  • Each year all insurance eligible students are enrolled in U-SHIP.
  • To waive out of U-SHIP coverage, you must provide proof of alternate comparable coverage before the enrollment/waiver deadline.
  • If you do not waive by the deadline, you will remain enrolled in U-SHIP for the entire academic year, and you will be responsible for the annual premium.
  • If you will use U-SHIP as your insurance coverage for the 2015-2016 academic year, confirm your enrollment as soon as possible. Your data is not active in UnitedHealthcare's system until 48 hours after your enrollment is confirmed.
  • The Patient Protection Affordable Care Act (ACA) includes requirements for student health insurance plans; U-SHIP is compliant with ACA requirements. 

Waiving U-SHIP Coverage

All registered students must carry good health insurance. (If you are considering waiving U-SHIP coverage, see the Comparable Coverage Checklist to review the benefits that all plans must provide to meet University requirements.) Additionally, if you reside in Chicago during the academic year, your insurance must cover medical care provided in the Chicago area for both emergency and non-emergency medical situations.