Student Health Insurance

In this section, you will find information on the University Student Health Insurance Plan (U-SHIP), which is available to University of Chicago students for the current academic year. The Patient Protection Affordable Care Act (ACA) includes requirements for student health insurance plans; U-SHIP is in compliance with ACA requirements. You will also find information here about how to waive your enrollment in U-SHIP coverage, how to determine comparability of coverage for other insurance plans (particularly important if you plan to travel or study abroad during the year), and other pertinent insurance information.

The University requires all registered students to carry adequate health insurance to cover, among other costs, hospitalization and outpatient diagnostic and surgical procedures. Additionally, if you reside in Chicago during the academic year, your insurance must cover medical care provided in the Chicago area for both emergency and non-emergency medical situations.

In keeping with this requirement, each year all insurance eligible students are enrolled in the University Student Health Insurance Plan (U-SHIP). If you wish to waive out of U-SHIP coverage you must provide proof of alternate comparable coverage before the enrollment/waiver deadline. Those of you who do not waive the insurance by the deadline will remain enrolled in U-SHIP for the entire academic year, and will be responsible for the annual premium.
If you will use U-SHIP as your insurance coverage for the 2014-2015 academic year, you are encouraged to confirm your enrollment as soon as possible! Your data is not active in United Healthcare's system until your enrollment is confirmed (enrollments are confirmed automatically after the quarterly enrollment / waiver deadline).

Detailed information about the 2014-2015 U-SHIP plan can be found here.